A free, private budgeting and tax tool that helps you save, pay off debt, and watch your tax refund grow — all in one place. Not a $30/month subscription. Not built for accountants. Built for your kitchen table.
Bank apps show you what already happened. Accounting software is built for businesses and costs more than your Netflix and Spotify combined. There hasn't been a real option for an actual household — until now.
No modules to buy, no tiers to upgrade. Turn on what you need, hide what you don't.
Log deductions as they happen and watch your estimated refund grow in real time — not once a year in a panic.
Split your pay across Bills, Splurge, Smile and Fire Extinguisher — or build your own split from scratch.
See exactly how much time and interest you save by throwing extra at debt — and in what order to attack it.
Upload a bank export, group similar transactions, categorise once — it remembers your merchants next time.
Super, investments, assets and debts in one honest number — plus a mortgage extra-repayment calculator.
Built for however your household actually looks — combined income, per-person tax, shared goals.
No tiers, no locked "premium" features, no surprise upsells. Everything, from day one.
$9.99 is about what one beer costs. That's the idea — buy me a beer each month for sorting out your messy accounts and helping you toward financial freedom. 🍻
Salary or hourly, weekly or monthly — enter it your way and pick your bucket split (or use the official Barefoot one).
Add expenses by hand, paste from your bank, or import a CSV. Tag deductions and watch your refund tracker move.
Goals fill in, debt shrinks faster, and at tax time you export a clean summary for your accountant — done.
Pop your details in and we'll get you set up with free access for your first 9 months.