Questions, answered straight

Frequently asked
questions.

No corporate spin — just straight answers.

General
Is it actually free?

Free for your first 9 months, no card required. After that it's $9.99/month — about the price of a beer. No tiers, no "premium" features locked behind a paywall either way; you get everything from day one, before and after the 9 months are up.

What happens after the 9 months, and can I cancel?

It moves to $9.99/month — no surprise jump, no lock-in contract. The idea is genuinely just "buy a beer a month" for something that's helping sort your finances. Cancel any time.

Who is this for?

Singles, couples, and families who want a clearer picture of their money than a bank app gives, without needing to learn software built for accountants.

Do I need to install anything?

No app store, no install. It's a single file that opens straight in your browser, on desktop or mobile. You can move it between computers — your saved data stays with the browser you used, though.

Does it work on my phone?

Yes — it's built to work in any modern browser, phone or desktop. For heavy data entry (like a big bank import) a laptop or desktop is a bit easier, but everyday use works fine on mobile.

Privacy & data
Is my data safe?

Everything — your income, ledger, receipts, goals — is stored on your device and backed up privately to your own account. Your data is locked to your login: nobody else can see it, and we never sell or share it.

What happens if I clear my browser data or get a new laptop?

No dramas — your data is backed up to your account automatically. Get a new laptop or clear your browser, then just log back in with your email and it all comes back. The Export JSON option in Settings is still there if you like keeping your own file copy too.

Can I use it on more than one device?

Yes — log in with the same email on your phone, laptop, or tablet and your data syncs across automatically. Each device gets its own quick-unlock PIN.

Can I save it to my phone like a normal app?

Yes! Open thewealthbuilder.com.au/app — on iPhone use Safari's Share button → Add to Home Screen; on Android use Chrome's ⋮ menu → Add to Home screen (or Install app); on a computer click the install icon in Chrome/Edge's address bar. It gets its own icon and opens full-screen like any other app.

Tax & advice
Is this financial or tax advice?

No. This is a test build made by one person, not a licensed financial or tax product. Every number is an estimate — always confirm anything important with a real accountant, tax agent, or financial adviser before acting on it. Read the full disclaimer inside the app.

How accurate is the tax calculation?

It uses the real 2026–27 Australian resident tax brackets, Medicare Levy, Medicare Levy Surcharge, and a simplified HECS/HELP calculation. It's built to be a genuinely useful estimate, not a guess — but it isn't a substitute for lodging your actual return or getting professional advice.

Can I hand this to my accountant?

Yes — the Tax Time export gives your accountant a clean CSV of every tagged deduction with dates, categories, amounts, and notes. It's a head start for them, not a lodgment itself.

Families & households
Does it work for families, not just individuals?

Yes — set your household as Single, Couple, or Family, and income, tax, and goals all adjust to combine or split correctly. Australian income tax is calculated per person even for couples, and the app reflects that properly rather than just adding two incomes together.

Can my partner and I both log expenses?

Yes — expenses can be tagged "You" or "Partner" so deductions and tax estimates are attributed to the right person.

Still have a question?

Get in touch, or just dive in and try it — most things make more sense once you're in there.

Get in touch Try it now →